Skip to main content

Full text of "Inshuranc Awr Islaam"

See other formats










\^J f'&ls JjL j^/f UiJ' j£jj&l^^lr£(^jbi~*lpjjf[)ls?fj 

z: j ^ 

^ J^J^J^^\^jL\^LLIJ^S 


ij U- j^ U i li? 



www. pdfbooksfree. pk 




2 

2 

3 

3 

5 

7 

9 

10 
11 
11 
12 
14 
18 
19 


jHjy*)) ifiJj&L/{$*' 

//S^/// 

__ 

♦ ♦ ♦♦ 
^^jy*J/))\/{Jj^// 


^/Z&Ls^ZlJ 

/jijf 

Jj C L/jt j/f J 
Jj lCl /jtj//ji)jL)j^J\^ 







21 

(JvlCl/^vJ^(Debenture) }/ 

23 


24 

^/jSiShare)/ 

24 


25 

/-fjJ'Jjl Bond)>‘?L 



28 

28 

28 

29 

31 

32 

33 

34 

35 

36 

40 


Courtesy www.pdfbooksfree.pk 


yi }J}j i)j \'/{Jp 

yt/ ijsijjt : b/}/)J 

^jy*Jj Jj (fZlfjt 

±>/L 

fa&ifjjljlb 

}ji/j)ijf 
<^J)})J* jjjji) l 



Courtesy www.pdfbooksfree.pk 






(iXt/ 









Courtesy www.pdfbooksfree.pk 




< -inljg) 




(jvici 




j^j^)j/j^/jjtfj/jzjyS/jj/(j^)j/ : 

‘tZ-Jjlj^jfbSfJlt/i/^JbJt I—yilj&jt J/ ji£* l)ly£j 
&lji/'l£-j)l J&jj)! jyJiXjiJbL^iJbjjtljij/j^ 
j SJl/j)l<^i// li/J—^b J— /. I j^Li iJ 


( Joint stock company 


(share^/j^/i^/t-b/jfsJi^Ji/^^ 
j)!^/jsJk/J/jjJjljs/t/jj^J/jZjjjjjj/ 

uO jZ//)/ 

jtjy*>) iSiJj 01 /S*' 
: / jZjs*)) Sjj^ 










Courtesy www.pdfbooksfree.pk 


A~ \jt}/.}Jjf\Jj\jJjt}7}J\jfjj<J\ 

</>. j} I ‘tf (f{j} i — JJ" L 7 j Jf \j} \ <yi ifi }j \f/ \ 

~Si— \J}7.}jjs}f<Jj &jtjJ}jtyjLja>}\j\/> 
bjJJ J / \j}\<<z-}£y' jf-S j/}} 

S/?jt jfjfi j}\- Jt (share holders)vb^ 
^Jf\<z— jfc— jt j I jt j \}m>> 7. <L- Jf \c— <ki S<jl. * <zsjy* 
- L- [?yij b/ cM}jt j/jj Jf\1 jf>}j} \i—4,7 

JiJ^jj/J/ /cJ/cJJj} jj^J/jt 

Jt ZlLJ'/J 1 jjjtji \j}\Jt Z — /jl/jtf'JtJ'ij} \j\g}}J 1 J/<~~ 

/ Jj}Jj'\j}\JtZ—l)jt}£}Jj*J'\il&gl/tyjj \7jj<M\j/jji 

•+** ♦ ♦ 

j$*cm jt/-/}J^iJj\‘jt zLJ/jy 4 j}\jt z — Jjiij^ 


~</jf\}cJjJcJ/ 

fJ\}j7>iS<J//J}yJ<-\SJc/*j\/j\J\j/[jL 

JLJ*J/J‘/}7./ijJ il JJj JJJ'JJjt 



" P„ 


J}\j/cJ/‘ Jt JtJv\\}\ SJ/j/’Jj/Jj/tj 


^\\Jjj/\J'&\}}jji}}J</*J/ <sj/ (0 

—i J \?yi <J L jJ 










Courtesy www.pdfbooksfree.pk 






:(j?Z-L/J>w^>U/fe 

**0 ' ~ l • f V 

J jJLp a 5"jJij ij%»t S5"jJi <jbjj? a 5”j-iJl ” 

Jji*Jl ^jLJl c_JjJaJlj . IgJUjXdo jl jjL>rjJl L^JjJ 

(O.^cJl JjJU'j c_ jIsoVI L^5”jj 
'.£-ijt(j j)j &j)j) I 
( jj I jl jbji ) jUUo jl ^aj jJi-» ^5 ”j_^ ; jUjJ? (_5^j 
aJ15” jJJ 3JLL* -Va*J| o-w^o <*jIj (_jl J_tP a5” jJJ j _ ^Jl Uj^ jl U_p 

(^O . JjJJlj i_jU?o*^I l g:.aU» (_^l 1^5”jj 

oJ/^^J^bjtfjfaf/jt{/jf^^i^j^j/^ 

'L I y ww c ~ ♦ ♦ ♦ 

^UrlL^J i Jj U/ ^TI ^ '/JjSf'&f/zJi' (j i U/oU/ 

jZ/jtj\ i )j{f$ Jll>Jl>JlJlt)UJ)fJfL/j^l(0 

-J^f/f^JJi^JC ifi'z' 

<d*jyiJj/j:^(/J}j>„ i))SJwijJ/iJ/))(r) 
0LJ?lj?J)ljlj^fj^fj^jtji \j)\t/£)J’t/.‘}£ 

-r*b/ri%icnvr/jiJ$ijji(r/rr/r:jJ\(\) 












Courtesy www.pdfbooksfree.pk 


i/bjtf///, J/ Jj^J/j/. pc- jt jyV,cJ i 

vLjv Kviiir^ j/J/o/J/Jr/L- 

£ 

e/irtirtfCb Jv JLj/ 

’ 

4 vl 

(J 1 'SjJ/<L-/-))( f )/) U Cs//wX)(0 

-J/lT jJ')/) U j/~^j/ )j)l <S&/J/ L /// 1 
j&>zf/&j3 , *s±j.jj£- \f uj//i/fvj) i jt (} u ^ (j// JC/ 
/r/J/J JLc//-^oj£_ JcJJ- 
&J/‘t^/bjt&jy*jfj'tfs;Jly'gjt ^jy*£/. jjhjyi 

?jtj/jS/ljt/)J> 

‘jt / j>)\^^/'/S^j//i)jtj/^sJ'/^Sj/^^/-^j / i 

:/J_ (jj ^J/iJ/) L i'jJ'/L^ 9 L^ 


L«/L« / LjL_»X)j L)*)L?rj ol a^OjLLJI aJj0« L»1 


J 3 / ir/ 


irr/r:^u.r*L/r:, 


>/(<) 


rlfil/ll: 












Courtesy www.pdfbooksfree.pk 





i_SLLuil 



4?/ (s) cJ/lJ" )_L»^jlpj j 

^ , Kj)i^Ujtj)j)ljtJyJ‘jtJi(^ / i)j) i ))/)ljy 
JiJy^jSj\‘CSyjCi/)\J'l!yit)ij^\sSj)\fji^\sS\J) 
jtfj)\jlyi^jJ\^jl))J~)jJ f iJ\‘C&yijtfj)\jlyiCC:if' 
-Cfy‘J$jfci<£-f^j)\}^‘Jj , )\J k ^/S</\d*J—Ci\‘Cfyi 


'jj jity) J jijJ> ji_r^ jyjJ i 4ijLLJl j JJ 'jj ” 

oU I (/~) “ 

f^Jjs f^j)\</jf , yiJ\/j)^JyJj))(jlO^ 

(r)-(Cfy 

iLgZaAA^i/^ 

jl LjISC« jJj “L/j j>- j~i LLp (jl J 4 /sjLiL« ygT 

(^). sljL^oJl /Jj jv-L—>-*j j*JL j j ‘ LjiL« 

f 2£/ j¥o^j)s cJ/\S{$*'<)£* iSj' J) 1 JjjS/a 0 
jJ’) J )*j) I jt tyiy. U jt J l / J*/fi ^}yj'J—J'\ 


.(/'U^iOji 

J)S/- jt^^/‘^/SS^J^/jJ > y^CJj l i 

jt jj^f/ 'b/1) j)\ Jjyi ^ j b/jjjyj. J)J ‘zj'/ 

'■/ jtj Jj)~ / Jyi Sj J' <sJ/^jy*t) Jyi* )/* 
mJ>i£viJjJijCi(Y) s /)‘ir'vn^/Jicn^/r.jJi(0 

r*vr.j&ijJi(r) 











Courtesy www.pdfbooksfree.pk 



7 




i_SLLuil 



tlJJi Jsr L$JsJiaJ A^jLLJI jt-J £/ j-« J/j” 

W.ULp jir r 

l/d (j^}\L 3»/* t iJ/C./*> 

(0. 


♦ ♦ ♦♦ 

i)<z—S/j'i[/s)i 

Jfij/i/ b/* /)J) & C 9i <LL- 

s 

-Jyi/jjljJ^.x /xJlJl 

^jljojlj jt-^ljjJU *yi a/ jJfJl Aa*JL) 

4-iLsLjl fS JLttJl a 


j/i Jujl jj ')> jUpJ sUjjLL« £tu2J ”:^l_ jtj[Jj) 

(r) . U^J J-«L*Jl J^r ijl 4 jJLJIjj/Ij 4AsbJl jUlj ^jjOaJI 

<L — /f^/jfif./Jj^jtj)// 
/))/, jt Z-ytJL &^yutJJA) 

//<Z~j£)JJ)!j/c~j/lSj/SLjjZL — / 

?Uc^j))jjj/ 

)J j)j><^ JfeiU/ji jtjJ*ji/<^^ ^ z. tji 
A/^*SS^Si*/!j)!!yu/j S/jS/t? 
rr^/r:j^(r)r9r/r:^jJbUi}j(r)r^/r.JJijSijJi(0 

rivr:J££v&Xr) 











Courtesy www.pdfbooksfree.pk 




8 


1 1 -inTjg) 




ffrjjviyi^jCjjiJi^fc—^jfj/^ijjtyi^^jfc. 

_ u^jJ J 1 4*zJ'/[f'l)yi JiJ 

'■JjZ^ijjt^fiJ^z?J\J*S)jj)\^fy)^\kJ$\Jijyf* 

I )L?r JjA Jj*XJJ .L«-^Jw» A./9a\\j t^_~£s jjL) Lo^J ^ygTj” 

^ f J* u/’j* J .J f ' /j~- J 

jJJlJlJ' \j^ 4*jj*yi I_^JLojl 

«« ♦ 

jLJl ^jjIj jjSJ jl L$jL ” L—fjf U-i"' 

55 « t f ^ ~ f x 

Iu5j L»wAw\j>-I £-3w\j jo j>-2\ jj^ fijLrcJ jpj Low^w\j>-l IjLiP 

ji i^iiij ji ji ^l>-2 a^Lwu ^yi ^jjjj <l^?.a)i ji ^w^LJi 

(r) ^cJl ^j-j^j jJj Jl fijL^cj j& ^Jl^Ji ^j°Ij Lj^j 

t>f £/y ji^iji fjt kZs&J'Jfj'uL. (fifi/J' ijj 
^jljjJyiZ — fl/lfrjffjJ ifiJbtiS&j^/jtJ/JlZfr 
jijfuj r ^j?/fj\y:j'i^fy}f / fixJJ^ r J J \fSj r iiJ'P 

jl ^JUt JA 'JjJ\ j j\J\ Jj\ JA JJj^e-\j ”:<J_ 


(r). “a^lJL 

frjh»jt Z — fuf/JjjftfjsJiJy: J\Jj^jfrfrfj)l 
Cfrjiij^ij'jijjJfrjiZfrji-jjZ^y^fr/jc^ji/iJfr^J 

Ar/r^tJi^i^i^iCOm/r^i^iCi) 

wr/r:^iLj)i(r)\rv&:i)fi)i,jOi-.f)jc 












Courtesy www.pdfbooksfree.pk 


:<s_l 

/ Ja^i *zf/C— jfSj^ ^ ^— //SSjtc^jy^Ji/i” 
jyj ”<c^ y U c^jy** *Xyy<L l.J'* jjy< S^ S’ , /* > [ f S^ 

kXifS' /\ _) -AjLxJl OJj JuXJtcJ ^jj5Jj*Jlj 4jjL/2^lJlj J j-iJl 

ls® jijjiJ' «j5"J L*i" /‘^j/J /\ jj\j "oJJLo (J js <Lljj j 

c^spSf^t^iA‘0 ^ o/o: l?^' 
(l L^t 7Mjtfy{M£i>jSjL*f/Xj 

^Ss^ ^s*/ 

ijSifi S-fot 4 X- c^jy^Ji S/JS-Jy 

-^-(JlfS/ /j—S/tijtjj.i/j 

S^yX—j j * js /)j.y^jS/^^iJ/y <-? 1 

jj)y /\/L jSj %- ^ /ftSfe 1 J^ijZ^ lj,l <J 

^j > i}ij7(S'j^J L J i Sxjj‘i/ijiS^~\f f//ji\ 

# L ♦* ♦* V 

J*l/ * {J^tiS^-j/ /J* ^JyuXyi'// SSjSj^ // 
Zit^jji \ \/))Zc/Z/^J\/<</.Sjc/ZS^^jj*S' 

Sf/&y^jy i ’JiSj\‘£/ljyjifS > Ji<z--JiJbiB)) 1 /- 

-Sjyf 

l/^lTl/^-^^^/L^ Gl/ 1 ^—/Zltf ' /j^J^^^/i j[ 


r<u/r:jjbui(0 











Courtesy www.pdfbooksfree.pk 




10 


J/Juil < ~i VfT^U) 




y V v 

jjJ^ jJl/>. J'/'ij* jt jjl(J I 

iJjJjljUzj/jl 

^>)</y J^Jl^J'll^jjj^l^/^U 

V ** V H ^ 

tj£L (j&i>*i 

/\‘LL- }/y \J\tiij ifl‘<L- j*jjjl CTjUfr \jj 

? } Jjj'J'j^L—^'C-JsiJ'Cyz \ej u/jj Jh l 

L 3 bi i)jl% \ Jij/j /j /i__ J \S jj\j/t<j J'\j/ jj OiljU 

-<L-> bi jj \/js;Jj JJj \/j \j~jP; JJ/jt ‘zf/j&ji \/ 


'■j'/jtjjj: 

j\ aJ jPkJj ^?rU~j 01 UsjLUilj (l)Li*Jl /J j-'-" J* /Jj ” 

JUl (J J> £EJjJl J 2 jZJJj (jL ‘ULj2J Jull £j_b (_£l ^/?;lJ JUil JfljUj 

^wj Uf>rl J5"jj j l g t;<i.., l?3 a 5"jUl (jj.i L^j'y i>_jjLj2jj ^_*jj ^ -^jjj 

(I) «l » 

■ J 

UbjLUlj (jL*Jl /JjL J^ij ”)(J? Ul/ jj\J\f J> 

JUjJJ (__JjLj 2JJ £OjJJ ^J>rU_JJ ^L;) (jl 

(j£ j/Jj/jt (J^U /(ji 


uua: JiJi/^i (r)ri^-m/Ul/ui(i) 











Courtesy www.pdfbooksfree.pk 


//1/ vy ijjv /V l^ /4/Jj/- ^/////yT^ 

/?y/ j/ Jl (ji ^/LVt/J//’ 1£ 

<£_ /// ^ ! ^yi\J L/ k_>/ U' J L 9 9 Ur^j ,/<y ^ 1 y U / 
iflcPuipCjApl L/9/99/C/j t//j /tyt ///4 
^//l*//L J^^j/^KiL/^/^tfL/J^^/ 

(^!J)<s}-^ijtf/i ll/~ 

/iu/Cr) 

^JJb/1^/99/1/ (/^jy//tA(Jt///lLy'U 
r 9/9 j4/// * >-/ (/ L^v i^/yr /4r1- Li 1—✓ y J Ly 

(J/y irj/jl/ i£*.L_y Ui JlVy//U7Livi^(^/9i<L : 

- (J? wJ^Jy* l£> / (Jv U^/ (jj/J J?'lJtjb)!‘ 9/9 j/~ 



(^^vbvii'/Jt(/VJ zICL^//L)// j*/tjL^ 
U^w//9 /7 / L^/ uZ/Z ij/_ yr ti?9 /19 J^L y J L*9 

^O^/J’/jsS/\ rf$ls'^j>7/Zj£ t .^&^>sJ?j)l{l7 
9 li< 1 67 Jx/J r| i/Uj? li< l / 15 ///1 ‘<z —/U^fcyl/ 

ld1/r:7//ljlT (!) 











Courtesy www.pdfbooksfree.pk 



12 


«2 


i_SLLuil 



c- /* y<j j y U L*j L7j Ac l > ^f/j; < ijj \;^& jt 

/J f/jtjyf{J(^J'\(J/\‘£-7 [?[/</$$ \)\;fyij^\p 


C V 

(JvlCl /jfc, (Jr/j / UytfJlV 

/iCt 

Jo/? ji ^ J U/c J b \f'fossf/j; i 

.jJib dcjUbvt^y vL£ / & <zl. j; &JL?I<L- c^J/ 

^ :l?J/ 

jjjl Jjlj L1 : Jyi JL*j 4L!l jl: JlS 4*3j S^j / / j£> 

(^)<^ jfi c «?-/- Ajl?- lilj < <u?-U? /u jjla 

LL/A^ ^ ^Or^/syyr^lc/ 2 ^) 

cl, / fctf \ft jt jf/vjtt/lrlJjjijJlS 

J\sj;L 1 Jl/yc. L“//l>/(/c_ 

-((J^L**u/c- 

J‘-\j;\</i;j\'}‘jLfc/;jff\^fj , \f</. jtjJl^^ 

^^J > /\;Lj\fjtSj;\jJjyjSj/Sj'\fLffjL^\ 

^ft/^IJJbJJlJfB^JtZ^ffbj 
/J^S^^fj/.L^f/f^ /L(/ J, fLI 

rz r/ rjJi^J/ U^(r)PA v r Ji by i(i) 










Courtesy www.pdfbooksfree.pk 



13 







L-J. £ w I UC/ fL- 1 jt CSj& (J ^5 Cs/f \ jf/J. 

C tJfrj>s2-JZ/^s£(<0^*o£dfA Ll fL-^^Ul 
(1 (jj ^A' (3 I 0 U (j/^ li? (ji J, l^* i__ / ‘ £L ff/ 

I ^^JJlJ.J <V^ lT Jfc,Ij^jtccJU bjjZ* 

“f?l”<Lljl J^I{U‘jt“?j&!JcjU!)l”L-Jjflfll)!‘C-fL!Z 
^JJ)i‘C^fccbjjfjljt“jl^bjU f’L-j^l/fljjljt 
(r) -</l/ff^jJjbfjJ’Jlf^^JjlJj 


(Jl J ^Jjfc— fjU.jfjlfjibJlj— 

+ +(,** — 

Jlfjfjj/jf^j/fjlL-JJ’ltZ—ljftcSjfjjJ^^JIj! 


L-^JJy J!‘ Jyz&U/fccffjljt f LLfL-^J L-JJ 
c — /t^ i< J-rf jLf^/1 L jLc — /J<Jjf J- L/ w if /ff 
(r) -flf’jjj!iSjj^UijfL-i~ r ' !{!y*‘£L^f/J"f 4 ' 
j—^ifyL‘fLJf/J~ff'C-/t^ ;T ' i ”jfi^ljljtccbjjl 
Syjljf‘C-ff^)^L/S^Jjf'fltf.Ljjlfj/ejf 
LcJpJlZ/jli^/ff^f 4 !.fU S^JJ^ff\fi)lf Ijt^cbj 
(<y) ~c/l JjlfkZj/lj tcc/ ff yt^J^L- jjjjf 
*zf/c~ JlfJjr jffj, jf'ffcc- cfjfjJcj/csL Ijj^ 


jJ)i ,riA/ij^jiJi Xnc - n&/i:frOh £c)Ui)\(r)\G>\/\\J j~~J\ (i) 
:j?\xs'\rvL\jf Ji^rCAri :/)b f(r) cAf.Jr J^urr/rjJb 
<Lr/r:jU\^/€(r / )rr/r:(jj!„\rLi!<i66n 











Courtesy www.pdfbooksfree.pk 



14 




i_SLLuil 



(J f IC U IJ L~ ifij'i Jf■ / 1 'yt (yf'j ij? ^ 

j^ jjj L*/J \rJi?&J/jtjl)j Jj iJjJ- 



—^Lvl/JiJjJ^/^ J(^ J'IT^LU/jij/.rJl 

J i frJjijijjijt JiJjvLi7(/JjUl/c^5icJif(j? (jf'yi\$f S )){f' 

f<yz jl. IJ* (jJ jJ ^JrL/j !//jd }fj l/J I 

l— J J l/j£ Jj^j) Lf l /1/ L il f <yi^ fjjfjt J L/JL jLLu^oit.j 

->? J Jl* (J l/£>? (ji l J/J> l>ji J lf J? JJvbv K/ i__ Ij 

J~y^/J(jly^ JiJ^ j(j/»-5(J/'^ 

jl^Jiij^ J (f (3L J^ti^ l(' i <^J£l}j/JfJ^J)lJj)J^jtjtf 
J‘\jtyJ'jJ !> J‘\}Sy<jil f ^Jjtjiij ^ Jjy' jf jf f 
JjiJ'l/J p J / !(f)!<Jj f/)j)y'<z-J>.J—<J-L-Jj:JJ 
jJ’S^aJj (Vjjfzj l/vJy'l 6‘J% jfJfbiy'ffjjftJJ: 
vi< Jj&jjv jfjiij^Jjy'jJ/ JlkjJj^JiiA ^jfjj S 

j /JjJ Jijff * JJ^J- ^ J1/^ * f Jl Jii J^Jj)/B) jt Ji>Ji* 

♦ 

?/Jl /y\?\t/ tyj !)/>jt J ij) I L*> 7 
J / b)l</JJ A flfj)j’’J^b)J/^f</^^ljjlJj'l 
Jjf L* i/^, Jjffi LJ>/ ^crl^j L^C^ (J^ji Jj^ 
/*Jl ^Lf- aJLp^I aIs—« J.y^.a.7 ” J Jv13— J (*^ 

JJU jt XJ'j'\?.j)\<i/ JijcJ. J^’b/jjfyJ/j'ijt 










Courtesy www.pdfbooksfree.pk 




15 




f ^~ ^ 

(ji ( J^£—b)b)<(Z _ flJJ 1 /2^)jjI£ cJit I S^<f^o’ ' 5 

Zl (j" 'UX (J^ (J"‘ JaX ''zL/^y J* £ Xl iX/^ 

'-jJ’lTcXlX>olX>^X/XU£—lf JX-X^ 

(JcJ 9-jjJ UX< -iUlf I tjjZ<Z<f >A J'IC-' 

X JlXXl J/L-^X* J; Lr^ li l(J^<ytf j J 1 jt f l$Xy<JJ 
>c-2? ’jX tX'X c^/^uzS.^ JKXvj * L* fc; l^ji(J L JXo^ iJ i 
jkJ : U6)yi&jyt&^jz~f^Jjlfij)L <z r //l)j/<z^f >A 
6)j)ij? X^^rXVjX- j?j)t/l JJ^J'lLjj/^^Jl 

-X f Ifj t '}<!—)jj 1 X 

y f L3lX ^rXVX JXL L>u JX/^ X i/l 

v^iwcyX^ X : (jt Z-^X^jt--^X^^iJi^Jr<^(J^^ 

y uri/Lf ia^/V^X I7 ‘ 

^ w^Jl/V® lX L )X J >»c yX>X X« (J? jtjy*)) /’ 

XJX X 9 iX-c .f* r y'/sj)\<£- f\J*< tyf (^f^j)j^ y t>? 
*UXyr X tXJf X/X ^)Jyj//J tex; X X 
AX* ^X/X i /JJftJ/jL ji k)sj/j& 

f j/yt /hjtfiy^ iJX'UUy X_J* X L/cJ)jL IX/^ 

l/X iJ X f* ij ( XJl J'lf))/^ |Xx /jtf7c^J)j^/lj) I tfyi 

(X (jXXy jtf/Zj) x b XX-X 

Aru^/rJ/^TXi^i^^^t-rrr/r:^^ (i) 











Courtesy www.pdfbooksfree.pk 




16 




(j *j j/</ * L /jjJ^ IjU. <L S\Jyi $'jt 

(Jo-‘ U U /// iJ^ LLjy^/JJfJ 1 

ti'J—b /)J‘-<£/ tjtf{jf\) jt j7j)7jf jf J 

jtM?u r Jsijtj'jjJ ( 4jf\ <L-/))‘ t>? jtf /J i)J ^j)/t) ij \)Ju*> 

-jtfjtJ*)[/J > y*J. J-<z*j^B)L/t l £jjtj / id) i; ^;j£j}ii?tfjtf 

JlJ U \JzS/jt jJjf’j'l JL J'l 
J'iJhJfjtfjt Zi? <^yZ/ /\)jt LLjy^JU[ ( 

Jf\b jt S b/JSt ( </ jtfSfJ— <L 1 LL/^tjJji lS/S jJ' 

jtj\jS)£/f“{\J\(JcJU ”/\/\/l \2ffoSbJ:j)\‘/- 

♦ ♦ . 

-tyzjtflJ\JlssjJ , f\£j)\‘jtJ,j)</f IJ’Jyij'\J 

jdij)y'J\UjJ/</t)^^\Lj'\Ji)j\LS/S^yjJ’SU^ 1 
S/‘</ t)f<zJ/jt jj/JfJf\ J— Ufl‘J% (3* J^Jjt c/) 
<^/:j)\‘</ t)//j/t *-y))/r S ^ “(/ \JlJU” 

j/ j/)J‘-/t)/j)\</ j) jt j \ kyf/t'jt jy/tjJl /yy 

jt j/J UjJj^ j) U./ /\ ‘ j i/J/ t>? fSJj— \)Sl U/fy 
‘</Sjtj'\if^e>)/r\/j)\j1 jy £sJjt(/)J~ij)y y &‘ > Z 

ufjt <j?u i?. j; \ ‘ Jy t)/^//* jt. iwi tj6 ir tjJil</(Zu/: 

/y/j\Zjj\i/j J jtj J \jy 
1)1) Sy7/j/<£- jbtJ±j. /\)£Ll ^ S\ 
/Jj\S s/mJjI)j i Lj j \j)\<l-\%\j\)\< j^<Jji)j^j)y 










Courtesy www.pdfbooksfree.pk 



j/%yjl) iJlifjJsfZSz— U &jf U U IjjtJ i 

Jifjlj)l/^/)j/u/i}/JtiLLDifi'8)/y' 
tj<kltfiljl) iJ&J-Jl/jl^JlJ^jjf^Jjj/tjlje-rj!) I 
k-J 'JjW JjJ'j) l Jy^ Ij/sj/j. J l J~ </- fjjJ I /j) ijy 

Jljjl S’Z—Jyt tj/ cl~ i_J /i jlj i JiJ'j J/ 

\i$L~ \J/iJ^y'D!^^/ e> Jt>( 


: A- 

yi^ JJiifji)j /iJjy'iSJl J^) L — fCfij^fj l)~^L /* 
L—Ji‘JjJjiJ^)/(k—)j)!jL))'}/!))iJi/Jt'\j!j'j/L-Ji 
^JiJ~/Lj))rttj\JiJ / Jj)it)rt^^)JjJifjlifj/ijJj 1 / 
jf’SJf . JlLL-c/JJlJ^/y^iJ^/c/l/JlJjjJ'c/i/ 

— * * ** 

ll/>MjJ!) L-ijt ‘JDJ jr”L- s/yj Jl >StD/ 
if'i) Jj)!</ J^/jJ^/J/jl (J\_J Jif U L* i \/ 


(rJ^llJ/Ur'jJjl 

SjjJj)&ifj/JlJj^lL~JI>/zjL- fj l)LLi^j)! 
jil if' jf)')LL fij tL J!~ ifsi Jf* U &CL- J! ojif ’Jf J! 


M*/!:^D&j’(r)r'<u/r:J,Jbu(0 











Courtesy www.pdfbooksfree.pk 



18 


jt 




i?yi d z b/tjfj. jt u#f 


U jU" J(rY^(LJy(/l/ 

^<L--/XK<£_(J > l£ Jl 

J ir'- J i i^lv y«^_ y? J^u uftJz'UL. u„ 3 U~ ij>y£'< J t f u 

^U'bji^kJLUfutjijjtfiJfa^uj^u'iu'^iJ^jz^j'^g 

J Ai JzjJJijjic fjt ti'zzjjijjj' jVJ r 'i<^_ 

^fAVu'j^^ju^ijb 

Ay l/L f L^C. i/> J 14 ij^ ^ (ir Gj'i 

- U^fy U £jri(y>? (^* (yj l <L 1 CtAijj (<£_ C/L L_ J iKL (C 

:jLuJ<L 5y/(^UUL 
JTIj ai>-La Jj-aj *}La (_£-V^«Jl Jl» i JLp- jir lil 


J5"”L> l g 1« a> ^l jzU I aJL« i JLp jir jlj ( ^l j>- ^jA aJI j^Jo. jJ L» aJL» 

.“ a j? jjc ^>I jl aJjj J*)L?- aJI ; Jli IJI *yi 

^&jji(^ylrCilfu'i2jfJi)rJi*UlzAj'ijff'i* /t l c^u'i 

'r'AjyU* ‘f j/ l Li>/Jl”<L-ij(/(^l(>i( - U y<^_ |^ (J 7 J l 

<L-vLL<^vr^(y(vj(<^(j/^<^ J^Jii ii 

(jK_4 L^i^^/vy^si^iLi ut^^uA^-ULut 


rrr-rrr/iUutiijDliiliO) 
















Courtesy www.pdfbooksfree.pk 



19 




i_SLLuil 



/{ uCft-U Jir* 

<0 l/iUl-. iOZl (J L (/ 


Jl-LL. (jJ/ t Jbr'J.J*-' l/ i l/ 

Zl I(J^ 9 ^ ^ Lz^ f 1^(J^ (jj* (J L i? 

J”1 Ljf..ji Jj> 

j LHvjU_t* Jjft-J I^Ly&'jji/jr'. . L^yrli 

- J !<; j/ju^/j I «£L- L Tji (J' brJ*/ U^-C/j l/ 

"Income “^ju /i” / oJ(J>?jj‘L r ->” 

cl- ^vL-J [jjy'^jJ^, l/V tU jC yJ/j.J v i iO S tate m en t 
hi'JU.i ijjr'^jAt/b / jvi, l /Zij/jlJcJj) Lv/'‘U 

V • * * 

* ♦ ♦ ♦ ♦$ y ♦♦ 

Q/i ^Q i/ipc^L-i/j fjjt 

(r) 




jL ”<L- (j&->iJJL><LL- fjb/h/c _4 L 7 j/iJll_ 

^U/^l-JIj^ 

<_~3rlj JuSjl (I)*y < 4 /J Vji ^ L J 2 J (1)1/ jJ ” 

l^vl:ctn^c/ , ( f ')l^/f'j/LL>l(l) 













Courtesy www.pdfbooksfree.pk 




20 




. 4 -J.p 3 

^Jl *yij I (jl 4 jIjjI ^Jl L>jjj aLp ^-~**-!.j 

(l). s.1 jiiJl 

1%_ J CsJH^jJ, jJjJ\Ljfjt J,$CL- Jllrj(*lf(Ji /\jiI 

<L-fl/ijZc—jl^(jLJ>j^cL JliC/y—AbJjj^f^l/jMtf'J 

JoJ^Jlj L^5\L« JJJ -j /ljL (_.,^g p jl aU? jjp jjljL jJU j/' 4 ” 

' ' . lu«Ui ja ./2 ij 

c^f^Jf)j£fj>i\(i\)yjfyJ),f s J\'\x^c-(J\ 
~c~fj\}yj'\ tfji \)/(J lj)lc—£yz (J* IU 1 s j &J l / \sf‘C~ J If 

J>j^Jl(J')(J' , l Jj^Jlflfc— f/jf J (J is^* iu/ 

♦* b ** •* 

fh^j fJ,/Jlj\y Jl iyz^y.U dJ s Jj Jl j)\ [}f\y<L 1 

jjj-uJl Jb> j OjjX« Aj'y ”: f/f^)fj\^jf‘(jLj^\) 

j\)J/ ifjijijfj^fjO.byjf- «15”jJ| J?rjJ Lj 

f J ^ _ l\f/Jj\jJ > }j)\C— 

\Ji)Jj\J^J , </J^'j\f.jf^J\J^J\yi^J^' 

l! L' JtfjljLjfj if^- Jf » ^JyJ\Jjl‘C~ 
Jj\jifjJ)y'c^J$<J\)L-yi(J 0 \pc^$f'j/j\ 
J\‘£~) /'csj^Oyj) 1 lf k, ) fj^j\f i£-btlL~J?Jldi 

ni/r:Jt(r)rqi/r:Jt(r)r*6/r:Jji/ J >ifj , i2iJ'(0 












Courtesy www.pdfbooksfree.pk 




21 


< -,nl»g) 


ij~ / J^v^Ul^ Jv JijVvTi ijt c/J/i 

wJj y<_-yj < J<c_U tJUj^ ^jj^ji G£-y: j jf^^jj^ijJJj l> i 
♦♦ 

Jyj: u ^ &?'$. LsJ~ j lCJ c/CjJCCv __✓ i£ C/1 

0 ). £ vy/' ^W' 2 ^ 

oii -op « j ^ ju > jjii! V J ”: J'^-LJ/Jj^’J j—t J“CjI 

( r ).vSn 

J{jjy jj.LsjJ Jj/J^I^Jjlj/L&jjyJJ jjJj'I Ijj 

^t^LjyJJ/Jj'G^Ljj/jj^/i& 

(Debenture) l y f'j(r) 

lC/lvilfC/? £2J y CVj/^<i_Mjaiy^ 1 _^|/(Jvl/^l/'( i J jjf 

** (• c ** ** ** y ** 

V>/(Debentur o) JjjjJj S^^JiJi/jj 
(J^kl&lftjrsjjtijl^Jjjj^y^j/j-tyljiyjj^i'L 
ij/j'y? 2—Jyt Jy / l/i l~Ur' J^VITjI 

C ' y | i j”J_c/lf<^_(^c/ / , /y^yc— j/j~‘yL- j/j/^/“jj” 
lyJji j/j JfJ- J'bil^— l£ )Jj/j U 7?. Jl J/J^J^Ijj 


AvA:J(/(/.(r)rAC/l:(/L>(0 











Courtesy www.pdfbooksfree.pk 




22 


UjLuil < ~i 


(Xl /,) fjU~'~ /J **iSijZe* , J)i£— f' )jjJ\s‘L-)y'J)i‘LL- (X'’ 

(jbi,— //bv^Jl^Lf^L 'jjL-* Jlr"-£_ (jlf ijiifcJ&iSiJri) 
^jtfiLJ'/ UtJjvlCLi/'b^V j<L JJr/> 7/fltC-jf 
o^ijoi/.j)i tj/ > *~Z)Z‘ jtf'/Z? tJ>/ f\Jf! 

^ i— > Z/ftf/L. (jyC L ifj Jj^ /1 (j*vj lc J< L^* (Jjr' 

^ J^vlf JjrjL^ LJ'y'. 

jf)/)rLL^J^j)i^ifLjtJ'j()jfj]/jZ\J^^Zi<J5‘LjJ^‘ 
Zj^'/jfi^ fy:/y[?Zj)y'Ji\t-„)J s )y ir'Zj^L—y?vJi Z<l-Q! 

-tZ-frJjlijfJlkDi^-ljtL-Jif) 

i • i i w y 

♦ ♦ ♦ ♦ * 

jJ&‘<^U i )y'£Jkf i? jjifD)<£-k\p u£yjf[ ‘A 

JJ-L A‘tcJ?‘^-jy'Zj l)i)pL/f) j)Ill- fjy J*)*fi/‘LL- 

JT ”: Zj^y^(fZ^LiJrjL.jtZ(()Lf^/ > 


££ bj <u*al« j?r Jpj& 

Jiff‘.^\jS^Zjij)i‘^S^L-f/J/‘LtJ?Ji 

L^^\Jj !l ^Zji)y^)(jLjif‘^^Z)J*u r ^ A J.jiy'j)ij^Cijt 

^ZjiL.jJfHjtCi?iJjij)iL.jtJi^ii‘^iZiZj^i^ 

°W 

c c 

Jbuj-b- • JL* ‘. fi/L-j'Jfj)! 


<L\/r:JaUl\ j ^.Jl jjJl 3.^*>U(r)b*vl: jJJI jiJ.^j\?jL*(i) 

\L/rJ/Ji(r)nyr: ^j\ jojJ JUi 










Courtesy www.pdfbooksfree.pk 



23 




i_SLLuil 



b 15 (j/J l Jt 


-^t/cZjJ-ji^/ 

j>J/l l )l)L-yf‘’\ey>U:Sj/j'ly {/‘c— d^jpJI // 1 

l/(£/*<£/* iJljiL/(jJ jjc/k/ 
Jt^/SS/fjtcsjy^Sd ijj^-JlfjjcJI/^jtjijj! 

~^~y lf tb^ijjvlCl /^jy**j/‘S2— ^S 

^jJ’S/Sc- y|*i 

i/^(i/7 jO ijhrc/v /< 

bi(j/v/(^l(J^/jJj//f- J /J-’L/ ( ^ 

*JjS/?Lfcj*i A>j^‘/- Sj^yJLiic- iSjjjSS/ 
j\ ( </~ JifjSs^'-jkSsSj/j^jij/cSifjSz* 

jjc-^Jiy/ { Preference SharesjVj 1 / 

Ufj m j?jt/zSjSijJVix'sWji7 “j'j ’^cJJi 
jt ^j ifjjj i »j> i / /j>yc/k/Sj iJL-yr l£ 

/Jjjt j^yj)!‘c-yUk f tf/c— djIjiJ L-jJZ 

Sjljy/ylffkfSccc/JitfjiZLji/yDjy.iy.^lfy 
fj/j !j/c. — //-f/fZSkL- f/jlhc— Ujy/fiC— S^L- 
“A/jyfijjASi) JZLl£ S c— oJjuJ—Jj^jfjt 
[JZjtcJ S^jjyji L-tl?/jJ Uyy/t USj> i U U 

S JjjSf— jf'U j) j^Jlf! S J/ j/ j)Jy </ J! £— 










Courtesy www.pdfbooksfree.pk 




24 




(jj(/^b JV JjrV> jJ_/ J JV UI ifi / 1 (jV 
< o Jy^ ^r' ^ x 

(jW JL J Jl f l/^ V iJ J jV lV( j£ o^vr^j) 

-^Xh, 


^^(J/JJshare)// (( v ) 

< L~ U l/( Bo n d s ) V L ffj 1 )^ s&ji < J/Jjl j/V 
£;lTd ,f f-t*Ul^viiL/V(Stock Markets)(V/LL/j( 

S* V: Jf' Jl/b^ ji l/i/^ j/fUcjl? 


-^ULj 
♦ ♦♦ 







Jrjlt 

/ / /(.• -■.•./1 “> //_>/Jj j.<b> y 

l^ 2 ” wV^7/V/9b<^tv Vl 

j/"j"-/ l> ’ 9 ^j/l./ /79 L ll. kffj>\J JclJJ^ 

<jtL — ffc— f L'Jl c / fQf”^ lJl/Vj'’\£_ 









Courtesy www.pdfbooksfree.pk 



25 




i_SLLuil 



v (,i/ y t>? ls// Jf ’jffj yi 

f) f l fjJJa /C__ /)>j) bJ)y 'j/Jifl) L?< t* J L j fj) * (3 lf (j 

/TJ^ lC^v/lvJJj? /Tj7 IJl^ t>f 


i__>>/Twi;jk-/ t> j//T (jJL(J j l/»/i^t>7 

f{?Zjij/ 1Ji^t^uy 

~<z-jZj)fj/f<f-ij bifccji/sijZ 
Jjij^isjJfJJjfijjjiffsfjJpiifvijyi 
^iifS^vS^-j'bsjijij'ij/^/’ 

c ♦ y 


^jJ^l/(Bond)>-l 

^lT (/C*i) j/f^Jfij) of‘J* f cfj Sf^j j 
j)l‘Sfj)$ljfjffc r jfSj\/\Scs\ i JI?.<f. jfi/f) 
J (j/j^j)/l/csiX/i-£f/[l?ks“y/Jl”fj) 
if/jj I Jj J^j fjfifi'. J L fsc/ \±>/‘C-j) ji) cfj 
jj)j^a )Zc— cfj Jij/‘f-ffs /V j fj) i jJcfj 
l JJ A fcJ)))s7l/j!j)i‘<f JbfcJJfb Ji 
t jlf'<f cJ)))i jj) l Jlj. ffcJ)))S jjj fjlfj/ 
JI/ jfajs Jiyfi fjji L _C_^ ^>> 

4 ♦ *? ** * ** L 

/b !jJ-~ t J’J'* / / J( //- 










Courtesy www.pdfbooksfree.pk 




26 




/ 

<J L* f-^L (jl L»! jL>o'^ ^J'y ; Jli .L?-sJl jjp J^o” 

0N ^jLxli Aj>rj ^j r«-Op JL« Aj'y Jj*lA-i <s>r / ^j*P jl 

oJpL^Jl o J-& O'V ® £.'^Jl -—J*yL>sj L»jj 2^-» ^—J J-pL^Jl Lt 4 'J-A 

. <L» ySC-» 

j t/ffyiJ'Jf/ i^ t i jAo_ ;y Zl > sUi ji ^ W s 

6)fj^lJ\f(’L\fl})t{'f yt fj)f\<f//<L-fJ'Jlfi~</l) 

_ fsfcslf'c r )fc.■/))fjf)<L r \ 

jOjJl l Jj*> OY’ j'lltfzfjj jff'JjJ'jJ) 
</J?Jb)<</ }st }j\^ ccjffJ!^))}) CsfJ. 

Jf\£.Ljl<<z- }sicfjjfllf%f§/fj / lf.<ksijtf£'fcfj 

J)j\}ff>fU 

})j)\si{f^Jc~cfjjf\/ t jf\fc r Cf'si : s'}} :, J\jf\ i 
J\JfC\B)fc~c/fj'\JlfJjf\<siffyi (fcccfj }/)>% 
jy^ </if'$*Jf\6)J'c~ c/jj\j/<<c (f'fyi ‘C-tjyC 
-c~ ff^} Ib) <c~ JfJ*ijf\y cJj fj\j) \<c. f} 
‘ffj'jij/’Jf U~ f/^s^jtjf'j'\<f.jJ.<fyfj'\ 
Jj\f~J \}\)f [ C— f/C ^ \«r~ t^ •-< ^ tsiff*} l &LX> cc jf 


ai^/PLjiKD 










Courtesy www.pdfbooksfree.pk 




27 


< Vnjgg) 


«Jj ^ij 0*>UJ JL. jl «jUtcJ ^jj» #-b j> jl ^jsr'Vl jil lilj ” 

Js j> jli sjUtcjl aIS' jJJi j*y i j jjiJ aIS" JL«j iJjSw 5 


AjjjlJ aJL« jLiP-lj 4^rj JL» jAj< sjUtcjl 



J$± r S'6S<iZ- y£jS) 

‘^tf\fffJyljtj£s}J:f‘£i~c^jt&j\f^ r s , t)JS)J'‘ ] £yi ] 6 

***(,** ♦ H £ ♦ ♦♦ ♦ 


(JtfJ , j± r ^£jtf)f<JLji /i 

iSJb)lc~ 'Jlc^jfel^Cl/jfvJ-iSSflljtj'l 

jtjJ.J^. Sjl‘C-jtffjJcJ) Jl tfjtfcs. k/j\£(j6)M 

jf\J£{je f&tfi■/))* jJ — 1 

/>*L/J(J>(3/L0<£_ t)j'jtfc L 


lar/iAitfJ/^O) 











Courtesy www.pdfbooksfree.pk 




28 


) > Vn 





l [*£<>£/ 

[f'j\J& I {\jf\o)j)\<^l\ijZfS-f\f\£ : ~ij) ! ^jZ'2yfi\S\J'i£ 
‘<jl- l^j)> y lf C b ff JlTl/ 1 (/Cj/1 

S^jtj\?\»^/2tib£j\f/?l;flS\‘£-&A&Sd< 

(t ** ' * 4 

-^(jf"Sti\/{jL^-(jj)S 
yi CJCj L ij Cf* l/{jfx/f 
Su^Uty/i'S^-yiiSyjlfjfisCOSflt/f 
S^i)S^c^SSyX^7\Ul)‘UlSu^(^>\S7\j)\^7\ 
£i~/i li ?j) \ - /fy If jSyS u^-rff i/J vjjjJL-tvbvl/1 4uSff 
Sj\j^iSuU)\jUy jS y /‘jSfSSs 

S i S ujSj) i j u //1 ^ Zl Sj*/S‘£- fcf- i/i & J* Uv y i S 1» 
> fe/, j/V Uv ^ /J/ / l£vj L If >? ^KJL U> GjJ/ 

f UJ' /tfUc/ lf < CSj 7jSS {jSiS «S‘LL- \&J I ‘J 

-tL-JSifjf 

c 

ytu [Suifjt uu7 : S/S/ v 

j^jS S^)j '2 l & j uyfut S/zSe-t-^/6/)) 










Courtesy www.pdfbooksfree.pk 



29 




lSILuiI 



Z—sj J /1 */L ^J>) )>^7jt J JJ < 

* ** * V V 

Lfi*?)-£-vijt>2J)))4i/Jj / \jtL r )j/^i/\\<L-i? 

jJ))jt^)jJ/\*j^j^)j/ l*b}\f'<£-L}6^/Z 

_lL_ I(j LbjKJ-yj 9 jL“f.^ 

c^vr^J”31£ Zl {fiij'ijt 


\j*JJjL Jt-J/jjtJ^ Jj^j^JJ 

fCi‘iiJiJ.^jJi^‘j^Lj{F\xe6 AssetsjiLl 4 ! 

Llh Ju *J/VL Zl yU lx- L tJJ\sL Jt: 

jyir J/ /l L (j^(Liquid Assets) 
Jf'jjL\)fffj\]<jyc^yc^J))jjLj\jtjfji 

-jtfyUfe>))JjL 1 

<L~> Ll (/iA i/lT '\j f /&jy*£ Jj\f. jJ 

L f‘J-rtS. U<L-)jJ/ j h)//- b/ Ijt ^jh*JL) jLt^)j 
i J jt ^jy*J zLzl-x i L 4 Ij ^ L-' \J~y L £_ ,J f~‘ U-rt'* ^L j 
J'jtj\J.<^J^))jtj2ji<^iti)ji/{L£Sjtf 
/ f*/i L</—/))j)\\y/\jf//tf.)j/ \*<j) \ L/\ <^>j) Jt' 

- ^ v L J L il y /L>))jt^ )j 










Courtesy www.pdfbooksfree.pk 




30 




ifj l L J^JfifSfj b L> y; ^ i y i* ^ 

** ♦♦ ♦ ♦♦ ** ♦ •* « 

(ji J! Llfj)!‘C- //fk^)j/!*fff 

*f L V 

(/Z— 1? Ij ^ l l"L- U'*<Zl>U )J/^J) \ ZL-iJ''&/ljt LjyjL If b 

cJ))jt^)j/ t*Jjf^/))‘/J))\jJ^y^l‘LyilfjJjtf' 
Ljl‘jfj>j))7jt/Jj' ^UL/jy j)\‘<£L-.y 
J~j*jLj\<^jtij/£bi)Jlj£ti'£ r )j//\j)i£Cy;£ r iJijJ—Jy 
'fcjSL*\f<d$c-.JIif\y / *‘Jik~)j/!b 
^Jfjjt tjj*b Jh jt ij/ji j)i ya S L$J*b if*\$jij” 

‘‘~</y\eh‘yfc~jhjtjjilgf)///!<?/ 

ijXigj/c-bfij/i/ jt Jljy ji J) Jjj./Jj. JtjJJjb/ 

<L- ijy \ejh))S Ilf,LU L/jy (J Lj/ Ivt/f jtfb/j/!/jtj! fjjy S 
-c-j! fj/ J—J hJf< J L j)l jfy Jj- lfJ 
:^uC'X.<L,L^ 

t - - ‘ 

C-Jl5”"j rjl>r jUpj j*-*lj.i 4 /**-*. jjjj' Jj>-I ^jJ’ 

J J jv-*j Jj jU-aJI j 4 jJu^Jl 

k-)j /1 * ;J><J 7. tJf/iij) i/7* 

Jy/Jjt cj^J! 'ifc/) )jt jJ/Sjti jt/rf/fL 

iSi Syf ( / /Jw * u/> i)l ^jjJcJ) jfft/c- j)i fj f 

k~:)j /1 *fjjl Jy/!/Ljtl/Jy B )l jc~k—)j/ 1* PlcI 
*? *• 

M/r.-jjJubvr-i/r/fXi) 











Courtesy www.pdfbooksfree.pk 





i_SLLuil 



6)/bjif*$\cL~fjiSs/■Jj'^c?/- \6yzjy[?tficy>)}ji fcc~ 

L r )j/\*J/jjfj\Lj^J\//J/)JJSu‘Uyt)£.y' 

J~‘ \JJ* 7 jjc— ^JJ/\*J\ L (jS tfj jSj J (jfj) \ \jyfjt 
^jc^JjSjUj&UjSfj/fJj^JLji/fJijjyjcsjU 
i/lj)l l fyi ;j/ ^*fjj/-~ L. 1 » S'jS/j ^yJ J/ \ V Ji * ^ S 


jfSfz/) J / \ *j; \ Uj /—ytS— ji J l \sX)) J/^h/ v*c~ ji/t~* 
(Q~/\*j£^C£$2jZ8)Lje^/\*/?l4\J^* r 'lptiJt jffjt 
Slf-rt)r'ky tfjjji^j/^Jf S^^ff S$JJji 




jyzZ~yzJL.jijL~ }j'\L r )j/\* 
-fSj/s’^^L9)s)j)\‘jSy^fcJ>)}^fj 

* l * * 


fu~ Uj ‘Uj jf i;j\jjifu j/} 

://y/JuLj,/f\^jj}fjf/Si‘j?jy^f 

~U.j\j\) \^)l/Lcf)j(j)r y (J\ ( I ) 

L-\ji^Lj^Jf\jij}Lji/fjf\{jf)y'ylj)\(f > ) 

_ ^ \ y ‘Lf/Jjj / \ 

jt)U\jj-</i)fjjyj\cc~jJjy.Lfj/)\/jj))J\ 

♦ 

-jfLj)/ 










Courtesy www.pdfbooksfree.pk 



32 




i_SLLuil 





J i>X jXi/ Zl ifX(j ij/ 

^uCu t>f f X a 1 ( /&C_ ^ ( > ^ 1 

^jXi(/Oii^L“UL/{Delivery} /j^‘t>?j&£sjilf 

J/ l;ilrLL|/Lf‘ J^ 
U jvj (<£_ t*> ^ X j |/T Jv uZl 

&>>)[jt (j) i l/2j X 

*?-c / J J-* 7 / (vi ( lX ^JJf 1 ( l/J/'i/^ t,/ 


X y U tc \Jj' 

&Sj' l ‘^J / l^££j'^J?J))^j/jtJ^Jl 

j*wJ U *}| ”: j/1/ i__ S§/t I JrvjX (ji *LcJp‘ Jitf /U 

X<Lr5L/ ( XXi(/i^u U(j^^^<^JyliX>i>^ 
jrj) \ ^ t>f/ jjJj^jjrjZ/j- J X L L ^ >1 u (jX ^ te: 

4 “ *.?“**** * 

/v/l) 

_i_U lJ ( /^lTlJIJ^£/^l/ ( ^ ( 
‘^ytjJj^'J /j jj’(‘ J/ v/XI (j)'j'jL)*jJ i . i/ Jr^ljl 
J^b^Ji^l^LO^L// tZlXbi_> 7/^S^^yiJ ; 
/JjX jl/cj^ jL/li,— J^))JjJ/JjJj\‘^/ JuT 


ii y z.z.r:j 7 irr»r*:^i^ir^rf r :JUii^r:(JiX!) 











Courtesy www.pdfbooksfree.pk 




33 


(j^fCLuil < ~i 


Jfj \y L/Sr J/ L l) Ij i__> e— \pyijf \J* 



y U c/LL>))f/?fy/jf (f'fj 
f 3 J\ L y^i)‘LL- {Jyyt))L ?f\/ff.J j'i<L— Jfj 1 ly \j)\‘jtf 
‘LL- fya {jjj~ j Sif \j)fCfLf \jj) II- L~ 'jt cJ \e°(f 
{Jr'jLLcJ’? fj/*j)\‘j!?y\ejJ’iJ J 'i'* /V f uU ^ \f)f 


Jf&tfjfljlb 


jffj I 7f\ LL>)/)Jy ?(fj/fjeLJ If J LL L ejf J Is 
Z/lfjJcLr jt jlfjt Jyf l^.)Cj jt ji \)f/.£j (j/jjl jj 

tyfj\(fj^‘e^t'\eif(\)l)J^?)(jjJ)J /))J)\(\)\)t£J) 
* J) \ ‘ej lyfj D)J^l/t (jfjJj)fJj—\)JJj)\<J\)Jjy/j'eJ 

J eJ ?\: jt jff')) (f'fj\j) L ^ ty \j ifjtj L )j ffJ jfjf^j)* 

- JtZ .— fjfjf<J(jfyj‘Lj (jJjffl))) ijftjfjfjf'jff 

-e^kJjf'J ti))jf)jf(ff'jJ)rtjffjf'ff'j / /: ,L-- f))J)\ 

J^\j)\)\)j^Jy7 / JjjtJ^J\)))(jf)j'Lf^JJ‘jtj\LLjy a //. 

($f'jJj\‘e^i\y.jf)\tjff\j—j :> ‘eL—Jj'?LL~jJyi/Jf\[ l ($f' 

c ** ♦ c (• ** ** 

‘ jtf L ef (f')yj) fj/'j'ef (jfCj/fffj\) j—Jy?eLL~ jf)?J 

(JteLffj\.j/??f-f\j)\ tyi jtff)£) fjf'j'ef ty (f' CjJfj 
J.j'ff/j (f'\J. eL- (3 \fj) jt J \jfjt 2— \?yz J)fJ yi ll>) ) 









Courtesy www.pdfbooksfree.pk 




34 


jJLuil < ~i 


J Jb; ; fj/yb Z (J"L <£_ (JI l) £•; Sjb jZ;f. 
/Cj ! 'fC/j;ijyi'y\^^j;iJt Zib<c-yjjj;Z-' JtiiJjyi l£. 
y f t<L~jX\yi'/J\J Z<~- 0 J i/* Ui ZjZ ^ ^ ^c— /"iJ—jJsi 
^Sy^jjSZZZjG^Zjf^ /C 

/jljjilj/J 


Z^t'dJ.yj^J/jl^Jljtjj/LcJj^yjSjj/ 

V cZjjjiij l£Jl (J? Z— Zcj;);J* 7 
L~ \ra>/. <L- f b/yjj/f/Cj— bj/yjf b f0Z- tyi* Jj/jJ^ 
Jlj;l j/jl iZZ^ Jly~,Ll/bi^;ji^b;l,Jjj ;Zy/>;)y 

9 -jJic^jb y/; );/j’/jjZJjJ^ 
i— |^ i/ \jZj"^~ r Ifjl y^j/J i i/j J/z' / fj 1 * 

S?l /jf<L _A <£- j\f. ^ji i j\f. <£-J\ j;\<£L-\f/J?CL~“ <UJ' £-J’ 

-jJ&j b 

Jb;bjt /Sj U jtj/U&Sj\ ?f- /jj 1 &/jj/ Sj 

c— /j j b; I /Zji/S ^jS/j/f y^j/jy/i ji/^jfi S 

(/jbfj^jjS^S/j-jjj)jj{JjJI<L-Jl/‘&ljj 

Sj^'jy//j</ r iJ/to**&ijZj)‘-r' jZ/c^jijji 

l)ijZZzj;)yy'jOjjljlZjl/jil‘C- ZjijfjOjjljlcJ 
-t^j/bly'^/lcJ S<i— fZj\j~/Ojj ji ' Ji\‘^ — Zjj^ycjij 









Courtesy www.pdfbooksfree.pk 




35 


< -,nl»g) 


i(/l^c^r*(J''l 

♦ 

^Li/ii(J^/>< 7 i(''Li<uii / 

L l/lil^ J l,/cs/i (J/ Jj/l «Ll ijC 3V i 

JjI fjL^ijsjhy^j^J' 

r y U L* o^vr'U iSi —/1 jj/TJj lL J aL jif^. jL L 1 

cv-v-v jL LI vv Jo j Jaj/jTl l/<L LzCr' L L/L Jy* L jCL/f-C 

-U^ 

c^iT/r 

L>b~(/L> t£jtfjL\J\<MLjf>L^s}sJi7\$/Z 
(Jl (jC l/(ji JL^l/I l/L y U /(/v/yL /Lv v/ 

% t ^ <L f JLC y if t u uC.l iL/ Lc/ 

L/j T^z+i'. JL_(/<_J^,’^o^L 

(r). t UvJ! 

: j/L tj ^ y vA£l J/ -7 1L) (/9 L^ iJ l^ I 

/>2><J!j JjUUJlj £ Liv«Jl <l*jjl L *yi Lr®/l Jr® U” 

^^). u L^l&j L^o jjVJl j^p « JsjUo aUp ^jU<J!j 

lTZ u j_ir<,£_ jyj^/y/v 99 <v_ i}SijJ/& /^ -^) 

^♦A/rv(>(f')q'i/9: i / J i»rJir^r/(>:J^ri/(r:i,/i(i) 

— c ** w 

r9v1:(i^lC/l^l/J((r)l9/n:/Uli,^r^(5/A:(y(y , l/. 











Courtesy www.pdfbooksfree.pk 



36 




i_SLLuil 



<y ;jtjLLbJjj jtjy:/» ( 

)£y'/t if/ij iSj^f&i^jLzj^iyti/^e— /£j)!f/.D)<L-/Z 
(jfy\p\JjJjtfjlj/‘^y\pJ&lSi~ r s'JI‘yij/ / sb/ 
* <—/)>-£-1 J t l-c<< fji/ Uvvj I 

L/lf Ir/jjLLU jj/ t} J ^sJ/S^—JjJ<j/S 

Jb.JL^j/ijt/jix^/zijJi S ^jii jfjf^j£j/fij/ 

01 j~"Oj j»J (_^ JJl o 0 *Jl dJ-jjOuJ ^j^J ajLL^oj ”; j- •jt. 

0) JU y> J/ 


If& l> (fj/ysL/iJjj’if IbJJlfl bif\>f l ijj/j i 





*-*<-£-P l L (juJ^rU <\f\/ij > fj' L 

fj)j l iJ&t uJ<l/ ?ll_ ^l //Sj i '//y J ^ 

oi yL^u^ui’lCukfl jitt'c.fU 

ol ?.!jJl ^j” ; s jtj[£jjj)l. JLUJ jljj-Jl l g .vxj ^Jl 

/j)l. “ L«J*yi J?jJg->-1_i*>L>o ^ jsj / JUjJ! ^Ip OljjjJl l g .vxj ^J! 

(^iio^A^/r^jiii^iaJiJ^iCi) 
r^/r: j^J| Jm A A/A: J/’ IHJI/7J U ifl:y/j(r) 











Courtesy www.pdfbooksfree.pk 



37 







d-*l j jJl £.1 


: fifi 30\ 


. u <L#j'yi U >t_^oj2j*y 

/jj&fi fz % ^yt {frfjt U jL~ lT^ i— f uC l/L^tf 

^ r L(j^y lfj?£-&iS'(JiJj^uffj 

ifji^jfj \£(j*J J\‘ i% e-jf&ZsJ^ifif 1 / 

j iff ()J9* lifff J) jf’/jyjh L \£f\Jfff J U 

-&\,i>ujj\}-s\,tf&jj\<Lfj$j$jtibJ&,\jJj'\ 
* ** * ** ♦ 

bffz- iXL cj£/<LJ ^Jt> L JJ}\ 

US.Jjf'f tf\-t- ^iJhtx- fjyjsi 

}yjf 

& Sf U<J_ bj ‘* 7~ /jff (Jj>*L ffif<~~ 'Jt J)! f) 
Cljj \J) <_/ U (Jlj ITi L (Jf 'sjjtif U l^ 


rA Vd: j\)\f.<Ci 11/r: 7 &JX rAr/r: 9 ts ui:>£j (l) 
i>l'1/r:(/^(r)fMZ./r:>l^/>rAvfi:i} , ly , )/^lrrAi)/r:: 9 t2Ul(r) 
dl^/r:Jl?(d)fAvd: J)y , (/.^!'1/( r :(Jl^)^l^/jrrA(i/r: 9 | r 5Ul(r) 











Courtesy www.pdfbooksfree.pk 



38 




i_SLLuil 



‘ V* y. ^ j,* -Jl jjj” -'J'S) L <£- L lf t \f' 

W./y' 

c£- if'fj/j))Atj\)ff\fju A j‘\))^f^ , j‘< 

'•J'<~~ f^C <JV<C_ L/Vo/^L 9/f9 ijjy l \j) \^f^ U/C> 

?cJjO 1« Vbjil £jj cil?-' j'jj-<J Jl3 4j'|i> 

\ 

<J&" ^LalaJ' £-> jP <jj' Jj->j ^ bij *—^lSwai' £j C-Lb-' 


: jU_-U Jlif j£ ^^3 (j*>liS' j'jj- 4 <-.« b? x3 : Jl3 ^3 js^-j 

( r )<^U' l^Uj' jj> Igj ji>L j*i j^- ^J' OjlL3 

UvO iW/L ^bCA l ^\JJ 1 V*i— v/ 4 1 ) 

L l / & (Jc_ U 2 i c^ J/i JrL? LLlJ W& / 

lisJ&fjfjL- J\)/Afj ij/jL f'&/ e> J)\jLL&£jU?-£^ 
jfj\)t/cf\f)JJtfjl jfjiA'-fjJ~&iSij)Aij\j)\ 

(&- £- vLVj'c— j/lL 

L Jli/jLlte(J%r l/ cJjvJuLL l|"UvjL?’(f' , Uv3< 

(JovU'/ ^(Jji^c jb/L j/Pyi>? i/Ll> 

if'^jtf li'Ll{j?^j)l)L-B/y?)!\&/ e> */ : ‘(J4)&jlf\L-J'lj)\ 

(/ )-(j/^c- Jb/VjTKL (jL^LVUc<L\>//Uo/^jL 

nr/r:;i/J/j'<n/i:{fijhi6rA:^(r)6t^/rjtjr'/r. B i£i)i(0 

nr.jfi^m/r.si^r) 











Courtesy www.pdfbooksfree.pk 



39 




i_SLLuil 



tL-yi. 2—J'J'tifslcc. l/J 

Csj^J) I cj^i‘jt/jij * c/ * ^J^J) I/y U l'Jjl_X> 

flL— L<-V I ) j \p:^J6 (jjj>/J l,/ U vZsj&Ji I Cs. L“c/> v 

-.^iJjtJ/S^c^Jijt^J/Jj)^ 


jlj^r jt_& y/ j U)b»s^5l Xs- ^c^3*yij ijJJi f.L«wl*J! i_-oLl>-! -fij 

(^).ax^v>-j ajjjjk ^jj! Jji j^lJgj !~l>-! ^Ltilj t L^ato 


ZJ f\}*X)J)\k-sif*) <L-j\rc‘ LL- k-JiJ^J /f L^(J^ L—vL l/0 

Jj Uj I J AlI »//■ 9-J I c^j^J }\f))j)\<r~ j ij? f 2/Zl l/J i J 7 1 wC/ / 

(^ Jyf-fb ji 

c ♦ 

9 J yzl n// i i ±jJ’S{jj/*j—(j)) i f lj>c»jz1(_/j 

Jr^ k_X> (J~ ^j^ifij i£ f''> C 'J"J_ lTJ^I rj^ J~> 

jJ.jJl —/Jr^k_Z> (J^J/JLjJi_U ij)J'&iSij\ Jfie—i —/" 
v ^ l ‘tL. jt Si/^if \& (C (j// If Lj 

(Jli’/’i— Ll/ <<£_ L/Jj^i^l^ 

: S<r~^ jt\J !jj iJ>^ L (JJ^ cc <.j> 


^Ul! ^jLxjr ^LxJflj 0!jj-« jrj i_/“LLJ ‘LLw?rjfl 1 J 01” 


jt i__LJiZ (Jly'J’L? (Jjiijiw«j j! JJ Jji/osJl OiL" 

/jl jJjc— i—/Jr^i/Jj ±Sfj)\ly Jbj fjJjr (Ji__ \X 

♦♦♦♦ ^ ♦♦ 













Courtesy www.pdfbooksfree.pk 



40 




i_SLLuil 



fj/jljf (jlf-tf £/l)&lgJ?lL-£Cj£-\s'jf'{ (Jvl-v 
< ^ L~ (j£> L£» l fj> t<z- ^' J ^ (J* C— f fj~ J^f 

’ t,> JjT ^SzL ji si£j& l <L ji 

‘‘^ijJj)Sj^t^7i<Ljfjl/j))“ji^ A X'j fi jS J* ji^jl 
SSjtjt fLjf^/tL JjjLiU-*- j/ylfz'jji 

-JjfjL^^/^Ji^ 

jfj /jjs L 

o/^\ijfijffc— <2 ^jj*7‘ I ij/j jjj<LjiiL j^I 
X>fSjj j 'A (3 if •^ u L/ L ^ >j l l>>^ (j y*r> C^i 

lJTl/ U>- ifjifjfH/Cf/r 'fjjjjf (j I Jj Js JI f 

~Jt JjyJJyiJ) a- (JjltJ'Jy*)i 


*^iJl _ Lr*” : J~Jjj° 

. u <j jj-JlS" /y&jl ajLa-^I a/Jo-j j>^> 

j^ifJy*)iJji<z^jiiJi‘jt J,’/X y fj^iJisj)i 

/<J b-<z~ >jJ 

I C *♦ 




J L I )j7 


&**/<*: J jjs (Ovrjj(i)